Experience, Knowledge, Service, Trust

 

At ARBOR*HSA we define our role as advocates on behalf of individuals, families, businesses and organizations who require our specialized knowledge and experience in the areas of:
 
  • Life Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Annuities 
  • Employee Benefits
 
We work with clients and their advisors to help preserve, leverage and transfer wealth as befits each situation. With our access to major insurance organizations and our experience, we are able to design strategic, individualized insurance solutions to help meet the needs of each client. Once adopted, we work with our clients and their advisors to both implement and administer their program on a continual basis to be certain their needs and goals continue to be met.
 
Our client relationships are built upon trust and confidentiality. Our goal is to earn the client’s trust through competent and informed caring. We ensure that the financial and tax planning solutions we provide are based upon extensive market research, unique financial insight and comprehensive planning with independence and integrity.
 
As an affiliated member of PartnersFinancial, an independent national financial services company, ARBOR*HSA has the ability to provide access to a national range of sophisticated resources.  Through this consolidation of resources, PartnersFinancial firms have the strength and scale to compete at any level with preferred access to the nation's largest and most highly rated insurance carriers. When doing business with ARBOR*HSA, a PartnersFinancial affiliated firm, you will receive the personal attention associated with local firms, combined with access to the broad range of products and professionalism normally associated with national organizations.
 
 
 
 
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Disability Income Insurance

How much Disability Income Insurance do you need?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

More Calculators →

Newsletters

Tips for Healthy Life Insurance

If you are about to retire or have recently entered retirement, it's a good time to consider whether your current life insurance policy meets your needs.

Estate of Emergency?

To help ensure that an estate is distributed according to one's wishes, it’s important to have certain legal documents in place.

HOT TOPIC: Sum of All Fears: Are Risk Aversion and Greed All in the Mind?

Do you change your investment strategy as the markets go up and down, or do you stay the course? As difficult as it may be, staying the course is usually the more advisable approach — but research shows that you may need to defy your brain to do it.

Most Recoveries Are Announced Months After They Begin

Because it can take so long for the National Bureau of Economic Research to determine when a recession began or ended, people who delay financial decisions until they are certain a recession is over are at a disadvantage because they may be operating on old information.

More Newsletters →