At ARBOR*HSA we define our role as advocates on behalf of individuals, families, businesses and organizations who require our specialized knowledge and experience in the areas of:
 
  • Life Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Annuities 
  • Employee Benefits

Clients and their advisors constantly tell us they see the difference in working with us due to our:

Experience, Knowledge, Service, and Trust  

We work with clients and their advisors to help preserve, leverage and transfer wealth as befits each situation. With our access to major insurance organizations and our experience, we are able to design strategic, individualized insurance solutions to help meet the needs of each client. Once adopted, we work with our clients and their advisors to both implement and administer their program on a continual basis to be certain their needs and goals continue to be met.
 
Our client relationships are built upon trust and confidentiality. Our goal is to earn the client’s trust through competent and informed caring. We ensure that the financial and tax planning solutions we provide are based upon extensive market research, unique financial insight and comprehensive planning with independence and integrity.
 
As an affiliated member of PartnersFinancial, an independent national financial services company, ARBOR*HSA has the ability to provide access to a national range of sophisticated resources.  Through this consolidation of resources, PartnersFinancial firms have the strength and scale to compete at any level with preferred access to the nation's largest and most highly rated insurance carriers. When doing business with ARBOR*HSA, a PartnersFinancial affiliated firm, you will receive the personal attention associated with local firms, combined with access to the broad range of products and professionalism normally associated with national organizations.
 
 
 
 

 
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Disability Income Insurance

How much Disability Income Insurance do you need?

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Newsletters

The Problem with Investment Gains

Believe it or not, a significant investment gain, especially one from an unexpected source, can pose a risk to your progress toward long-term goals if it's not handled properly.

Variable Annuities Add Guarantees

Investors who would rather not choose between a guaranteed income and above-average investment gains may want to consider variable annuities with living benefit guarantees.

Protection for a Price

Variable annuities give contract holders the ability to purchase guarantees to help protect against downside risks.

When Investing Pays Dividends

Aside from the potential for steady payments, dividends can be a good way to assess a company's health, quality of earnings, and future prospects.

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