The professionals at ARBOR*HSA offer individual and corporate clients life, long term care, disability, annuity and employee benefits insurance products and services tailored to their specific needs.  Our affiliation with PartnersFinancial provides access to a group of quality life insurance companies with diverse products and manufacturing strengths. 

One of the advantages of this core carrier relationship is the creation of dedicated resource units that have been designed specifically for PartnersFinancial member firms like ArborHSA.  We have a direct voice in the development of products and resources for the client.

The insurance companies' tax, legal, and plan design professionals have developed strategies to help you make informed decisions about what product to purchase. ArborHSA also has access to specialists in estate and charitable tax planning and product design

Life insurance product decisions converge on two critical issues -- suitability and performance. PartnersFinancial has pioneered client-friendly decision analysis with its proprietary Life Insurance Design Questionnaire and Variable Life Insurance Design Questionnaire. This allows ArborHSA professionals to offer you a clear understanding of the conceptual goals behind different types of policies, reducing the range of product options to those most suitable to your specific objectives. You can evaluate how different assumptions affect product performance and can develop guidelines for choosing the right product.

In addition, PartnersFinancial member firms offer proprietary resources including an underwriting advocate and specialized technology to help you find the right insurance product.

Our combined purchasing power makes NFP one of the largest distributors of insurance products for the country’s premier insurance companies. The relationship provides our clients with distinct advantages in the marketplace because we are able to negotiate with the insurance companies to obtain the highest levels of attention and service. At the same time, our independence allows us to find effective solutions for our clients.

Working with our medical director, the PartnersFinancial Underwriting Advocate can negotiate favorable underwriting offers for our clients. Each client is evaluated based upon your unique medical situation rather than how you fit into a statistical model.